We Are Helping People Improve Their Financial Health
Get pre-qualified for your mortgage. It gives you instant credibility and bargaining power.
Make an offer
Make an offer on the property you want. Your realtor will help you prepare the offer terms.
Contact us as soon as your offer is accepted. We will give you a list of documents needed to complete your mortgage at this time.
Schedule any inspections you feel are needed and we will schedule your appraisal.
Hire an attorney
Provide the name and phone number of your attorney so we can facilitate title insurance, contract addendums, and work towards a smooth closing.
When your loan is approved, a commitment letter will be issued by the lender and forwarded to your attorney. It will list conditions that need to be satisfied prior to getting a “clear to close” approval.
Clear to Close
Once we get your “clear to close” from the lender, your closing date will be set by your attorney. A Closing Disclosure / CD will be produced prior to your closing, which will determine credits and adjustments to take place at closing. It will also determine exact funds required to close. You will need a cashiers check or bank check at closing.